When a subscription charge fails, Regainly doesn't just retry it — it emails the customer a secure card-update link, so they can fix the problem themselves instead of silently churning.
insufficient_funds or try_again_later are worth retrying; codes like expired_card or stolen_card go straight to card-update messaging instead of wasting a retry.A dunning email is an automated message sent to a customer after a failed subscription charge, asking them to update their card or retry payment before the subscription is cancelled.
When a Stripe subscription charge fails, Regainly classifies the decline code, schedules smart retries, and emails the customer a secure link to update their card. If the case goes unresolved, Regainly can also send a manual follow-up reminder.
Yes — every failed charge on a connected Stripe account starts a dunning case, which is retried and followed up by email until it's recovered or exhausted.